Money transfers to India

There are lots of sites & agencies in the Internet that says that they will transfer your $$ (USD) to India safely with high exchange rate. Don't blindly follow these ads. Take at least a day to decide on which option & agency suites your needs. You have earned the money with lots of effort and hard work. So don't hesitate to spend few hours on choosing your money to India agent.

What you should do

1. Experience is best of all books. Ask your friends and colleagues about how they are doing


2. Each agency offers different exchange rate. The agency which gives the highest exchange rate doesn't indicate that it is the best. You need to look at the reliability & ease of use also.

As per my experience, and my friends suggestion, I feel, ICICI money to India is the best choice when it comes to transferring USD to India.

Here is my tips on using ICICI money to India

https://m2inet.icicibank.co.in/

1) The money transfer service is free as long as the amount you transfer satisfies the minimum criteria. If you transfer the money below the minimum amount criteria, you will be charged. Check their site, before you transfer

2) Take few min to play with Exchange calculator which you can find on their home page. The exchange rate will be high as the money you transfer is. So instead of splitting and transfer in packets, if you make a single transaction, the exchange rate will be higher per $.

3) As per my experience, ICICI always gives 40paise lesser than current market price per dollar.

Hope it helps.

Deal with Deals....

There are quite few steps, if you follow, you will get great deals when you buy
electronic items in USA.

Daily Deals
Below are best deal sites in my opinion
http://www.deals2buy.com/
http://www.dealsofamerica.com/
These two sites are updated every 4 or 5 hrs. If you are planning to buy any
electronic product, watch the deals first. I used to watch these sites almost daily ( when i am about to buy any item). Most of my colleagues and friends got their cameras, laptops, memory cards, lcd tvs, bags,shoes and etc... items thru above these sites only.

Special Occasion deals

During special occasions, generally all stores and websites announces great price drops.
Esp during Thanksgiving holidays. Thanksgiving holiday sales are the biggest price drop of the item in that year.The day after Thanksgiving is called as BlackFriday. Black Friday has both Online and in store deals.

Online Thanksgiving or Blackfriday Deals
One week before thanksgiving, online deals starts. You can watch all deals in deals2buy or dealsofamerica itslef.On Thanksgivingday night (blackfriday early morning), all stores & sites announces surprise deals. So watch out entire night. One nightout could save hundreds of dollars.Best place to look at blackfriday deals
http://bfads.net/

In store Thanksgiving or Blackfriday deals

99% of the stores in USA opens up early morning ( ~5am) to start their surprise sale or deal.
I have seen, lot of people, staying in front of CircuitCity, BestBuy store on entire night to catch the creamy deals.Generally, Laptops are the Hot-est items on In store Early morning deals.
The creamy deals are in limited quantity. So if you want to grab one, you should reach so early ( in my opinion at-lest you should be there by 2am). To grab a good deal on electronic items, check out circuitcity,bestbuy,compusa, frys and what ever the big chain stores you know.
Best place to look at black Friday instore deals
http://bfads.net/

GoogleCheckout
Google offers $10 discount for those who newly sign up.
Save $10 when you are new to online shopping...

PayPal cashback
On certain items, Paypal pay 20% cashback. Check the items paying options before you buy.

Mail-in-Rebates
Lot of stores and sites offer Mail-in-rebates. You should be careful while going for mail-in-rebate offers.Check out the seller's previous mail-in-rebate history from your friends.
Mostly mail-in-rebates takes 8 weeks.
In my experience, Circuitcity has paid out all mail in rebates in time.

Buy it in Online
Buying in online saves $$ compared to buying in online. Look for free shipping while online.
Some store sites
http://www.circuitcity.com/
http://www.bestbuy.com/
http://www.buy.com/
http://www.compusa.com/

All the Above, The MOST important
You should know about the product you are going to buy. So read reviews in Net.
Search the product info in google before you are going to buy.If you are buying the product in Online, go to the store and have a look at the product.

You can read the customer or buyer's review in
http://www.amazon.com/ - This site has lot of product with lot of customer reviews

And for expert review go to http://reviews.cnet.com/


-signing off-
Sabiyur Rahman A

The DaVinciCode - The book of Brilliance

Besides the Controversial discussion on this book, this book has good enough information to be a text book in some university research papers. The author Don Brown might have burnt lot of years on writing this book...

This book has thousand of information on art, science, geography. It takes you to France museums, art galleries, gives you a ride on high speed jet to England. Going through this book, you will be getting deep into Davinci's secret depictions on religious pictures. Don Brown brings the French museums & streets, Swiss banks in front of your eye.

Reading any fact files or document on architectural are usually be boring. But, this book, though with very rich content on science facts & style of documentary, is perfect mixture of facts and fast face. Simply the discovery documentary embedded in racy thriller movie. And the characters of this novel are so interesting. Each character has its own style and importance. Let it be Sophie’s brother or Swiss bank manager.

If you get a chance to read this book, my suggestion to you is, keep your internet ready to go. In lot of places, author describes about Davinci’s greatest art. If you haven't seen any of those arts, you may not able to get the real juice of what author trying to say. So when you cross any art info, just browse thru net, look at those pictures, and then continue reading.

If you are going to watch a movie "The Davincicode", please STOP. If you haven’t read the novel already and going to watch movie, better carry a big bucket of pop-corn, at least the pop-corn entertain you. This movie is only for those who has already read the novel version. In my view, this movie is not as greatly taken as the novels reach. This movie simply just tried to picturize Don Brown's words and poorly failed even with big stars like Tom Hanks.

Still you can watch this movie, to get how good the movie has matched your imaginative pictures you ran on your mind while reading the book.....

signing off
- Sabi-